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Description: To place it merely, the mortgage rate is the rate of curiosity charged on a mortgage. In different words, it is the value concerned in borrowing cash for your loan. Think of it as the base cost. Mortgage charges differ from the annual share rate (APR). The mortgage price describes the mortgage curiosity solely, while APR includes another costs or charges charged by the lender. The US Government requires mortgage lenders to provide their APR via the Fact in Lending Act.

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